We are required by law to list the following licensing information. Flagship Financial Group, LLC is licensed as: NMLS No. 3133; Alabama Mortgage Brokers licensee #21035; Alaska Mortgage Broker/Lender Licensee #AK3133; Arizona Broker Licensee 0919615; Department of Corporations under the California Residential Mortgage Lending act Lender 413 0854; Georgia Mortgage Broker/Processor Licensee 17297 - 3130 W Maple Loop Dr, #200, Lehi, UT 84043 (GA); Illinois Residential Mortgage Licensee MB6760204; Indiana-SOS Loan Broker Licensee #3133; Kansas Licensed Mortgage Company, License No. MC.0001780; Louisiana Residential Mortgage Lending Licensee #2097; Maine Mortgage Lender License# SLM9424; Maryland Mortgage Lender 16461; Michigan 1st Mortgage Broker Licensee #FL2591 and Michigan 2nd Mortgage Broker Registrant #SR0010355; Minnesota Residential Mortgage Originator Licensee #MN-MO-20284149; Mississippi Mortgage Broker Licensee #331/2008; Nebraska Mortgage Banker Licensee #520; Nevada Mortgage Broker 1385 - 1349 Galleria Dr., #110, Henderson, NV 89014; Licensed by the New Hampshire Banking Department Mortgage Broker 13439-MBR; New Mexico Mortgage Loan Company Licensee #01261; New York Mortgage Broker Registration #A007154; North Carolina Mortgage Lender Licensee #L-136501;North Dakota Money Broker MB101563; Ohio Mortgage Broker Act Certificate of Registration #MB.804055.000; Oklahoma Mortgage Broker Licensee #MB001336; Oregon Mortgage Lending Licensee ML-2543; Pennsylvania Mortgage Broker Licensee #22164; South Dakota Mortgage Brokerage Licensee; Tennessee Mortgage Licensee #109296; Texas SML Mortgage Company License LOCATED AT 4804 SO 5TH ROAD, TEMPLE, TX 76502; Utah-DRE Mortgage Entity Licensee #5493106; Licensed by the Virginia State Corporation Commission, Mortgage Broker Licensee MC-2980; Wisconsin Mortgage Broker Licensee #44476BR; Wyoming Mortgage Lender/Broker Licensee #1491. NOT AVAILABLE IN THE STATE OF WASHINGTON. In certain states in which we do conduct business, certain restrictions and limitations apply. Rates and terms subject to change. If you have any questions or comments regarding this offer please email to lharris@ffgcorporate.com.

FLAGSHIP FINANCIAL GROUP, LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING.ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST FLAGSHIP FINANCIAL GROUP, LLC SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEB SITE LOCATED AT www.sml.texas.gov OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT smlinfo@sml.texas.gov. .

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT'S WEB SITE REFERENCED ABOVE.